Hawaii's Best Mortgage

Expert Mortgage Financing for Buyers, Realtors Investors & Homeowners

Kendall Naya

Senior Mortgage Advisor

Serving clients with ALOHA for over 30 YEARS…

Specialties include but are not limited to: VA Loans, Conforming Loans, Jumbo Loans, Condotels, Reverse and Jumbo Reverse, All Lines of Non-Qualified Mortgages. Kendall’s committed to the highest level of customer service by being available and responsive.

A mortgage loan is one of the biggest financial decisions in life and Kendall always treats the process as such. With his ability to fully understand the goals of his clients, his mission is to find the right loan for every unique situation at the lowest cost.

Loan Programs & Types

Residential & Commercial

  • Conventional 30, 20, 15 and 10 Year Fixed
  • VA, FHA & USDA
  • Home Equity Lines of Credit
  • Condotels with no restrictions
  • All Lines of Non-QM (i.e. bank statements, no ratio, DSCR, etc)
  • Reverse and Jumbo Reverse
  • Fix and Flip Loans (finance purchase and renovations)
  • Properties in less than average condition
  • Commerical lending (i.e. apartment, office buildings and warehouse)
  • Non-Permanent Resident Alien/Foreign National

Speciality Loan Programs

  • Condotel Financing (No occupancy, minimum sq. footage or full kitchen required. Timeshare and hotel pool allowed)
  • No-Ratio (no employment or income required)
  • Temporary Rate Buydowns (i.e. 3-2-1, 2-1)
  • No Seasoning Loan Program on Bankruptcy and Foreclosure
  • Bank Statement Loan (no other income documents needed)
  • Foreclosure Loans – ability to finance a foreclosure purchase


I just wanted to make sure I thanked all of you for all your hard work and efforts in pulling off this miracle of a (condotel) loan. I still can’t believe we actually closed. And it was no doubt because of all your hard work. I am so very appreciative of everything you did and how you went above and beyond to make sure we didn’t lose this deal. I can’t thank you enough!

-Toccara C.

We had our Waikiki Condo unit refinance 3 months ago. Kendall and his Team did an excellent job! They made things very easy for us. They walked us through the whole process, from applying to closing. My wife & I are very satisfied with the work well done. We will surely recommend Kendall and his Team to friends & relatives!

– George M.

Kendall Naya and his team are nothing less than phenomenal. I have worked with Kendall for several years now on multiple homes and re-fi’s. He has consistently provided world-class customer service and is a credit to your organization and industry. I do my absolute best to refer business to him from family and friends whenever the opportunity arises. There’s no one that I trust more when it comes to purchasing a new home or ensuring that I have the best rate.

– Stacey F.

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